Welcome to Australian Credit Acceptance

We have been trusted by Australian consumers & businesses for more than 20 years.

Our great reputation is the direct of result of us putting our clients first for more than two decades. A bank is only ever going to offer you their own products. But what if what that bank doesn’t have the best solution for you? We take into account the personal requirements and circumstances of every individual applicant and work to find the best suiting loan from any one of our reputable lenders.

How Does the Application Process Work?

We’ve made it easier to get the finance you need and keep moving on…


Start the process by applying online over the phone on 1300 360 450.


We verify your details for the security and accuracy of your application.


Getting an answer back regarding approval usually takes 1-2 business days.

Go Shopping!

Once fully approved, you can start putting your finance to work.

Endless Possibilities: What will you do with your approval?

The Australian Credit Acceptance team are experienced in organising finance for a variety of purposes, both consumer and commercial.

Truck Finance

For self-employed truck drivers and small freight business, time is always of the essence. We are the fast and competitive truck finance solution that they simply cannot do without. Find Out More

Equipment Finance

Specialised equipment is vital for so many of the businesses at the backbone of the Australian economy. We take real pride in being their trusted equipment finance solution. Find Out More

Horse Float Finance

Our name has been etched in the Australian equine community for decades. You love your horses and we love financing safe and comfortable floats. Find Out More

Personal Loans

You’re unique and so is your personal loan application. We’ll take the time to asses your application for it’s individual strength to achieve the best possible outcome for you. Find Out More


“More companies should treat their customers like you do.”

“You have seriously made my life easier. Thanks for for getting my truck loan approved so quickly and making getting me back on the road without having to turn down work. More companies should treat their customers like you do. I can’t thank you enough.” – Simon D, SA

Thanks so much for taking care of my horse float finance and patiently answering all my questions throughout the process. Kailene is a real asset to ACA, she made it so easy and it definitely helps that she understands horse floats.
Adam F, WA, WA
Luke and I were really happy with the whole service from start to finish with Australian Credit Acceptance. You guys got it done really fast and spoke in terms we could understand. I’ve my mum to call you about her next car.
Kristy A, VIC
This is exactly what I wanted out of a loan company when I did the application. You guys went above and beyond. You actually did the things you said you were going to do, which seems to be becoming increasingly uncommon these days.
Matt W, QLD