Life is unpredictable. Despite planning and preparing, emergency situations can catch any individual or family off-guard. At Australian Credit Acceptance, we know these things can happen, so we offer emergency loans– to help you out during those unexpected tough times life can throw at us.

When we speak of emergency situations, this includes many different possibilities: sudden accidents or illness incurring hospitalisation and/or high medical bills; loss of job or income; emergency home repairs due to natural disaster; loss of home and belongings in a fire; personal needs arising due to issues such as homelessness, drug abuse, or domestic violence. When trials and tribulations affect your life, the last thing you want to be concerned with is finances. If you don’t have the resources saved for a rainy day, our emergency loans can be a saving grace.

As a broker, Australian Credit Acceptance has access to all kinds of loan servicers, lenders, and loan types. We have experience dealing with issues of crisis, and no matter your financial situation, we can find the solution that works best for you. Working with an individual financial advisor, you’ll have very personalised attention. At ACA we are proud of our quick turnaround times. Credit approvals are generally made within 24-48 hours, and in emergency situations, we can expedite and simplify the process to help you get your loans faster.

Low income? Poor credit? Credit problems may not be an issue with emergency loans. With a variety of lenders to choose from, ACA can help find one that will accept poor credit. There are also many programs in Australia designed to provide emergency loans for low-income individuals. We are aware of these specially designated programs, and we will help find out if you qualify depending on your income and your individual situation.

No emergency is too big for us to deal with. If a sudden emergency transpires in your life, make sure to give us a call at Australian Credit Acceptance. We will deal with you patiently, compassionately, and fairly. Emergency situations are no fun. We’re here to make them just a bit easier.