The team here at Australian Credit Acceptance are pleased to announce that as of today we are now able to offer an even more competitive interest rate to those applying for Cosmetic Surgery Finance. This will make cosmetic surgery procedures even more affordable and accessible for Australians.

Our Great New Interest Rate

On Cosmetic Surgery Loans between $4,000 and $25,000 over 18 months to 60 months, we are now able to offer a maximum interest rate of 15.95% to approved applicants. This is a profile dependent interest rate which means that the stronger your profile is, the lower your interest rate will be. This rate will also be accessible to those financing travel to an overseas surgeon as well as the procedure itself.

How do I know if I am eligible?

That’s one of the most common questions we hear from prospective applicants and the answer is quite simple. Here’s a basic overview of our criteria:

  • Working full-time or part-time for a minimum of 3 months or casually for a minimum of 6 months. Self-employed applicants must have been in business for a minimum of 2 years and be able to provide up to date Financials.
  • No bankruptcies/discharged bankruptcies/Unpaid defaults or court judgements. Paid defaults may be considered if they are less than $1500 and relate to a utility/telco bill or paid defaults over 2 years old. 3 months bank statements showing good conduct will need to be provided in these circumstances.
  • Applicants must be permanent residents of Australia.

Cosmetic Surgery Finance applicants who meet this criteria will also be required to have a credit file showing a score of over 500, along with no recent enquiries from short-term/payday lenders and a minimal number of total enquiries over recent months.

Once I am approved do I have to proceed?

Definitely not! The Australian Credit Acceptance service is 100% obligation free to all Australians. We aren’t here to pressure you into anything, we are simply here to show you the best finance package possible based on your personal circumstances. Until the point where you actually decide to settle the proceed with the finance, you may withdraw your application at any point

What are your customers saying about your service?

We are glad you asked:
“I recently went through Australian Credit Acceptance for a loan. Taylor made the process so much more straightforward than I was expecting and treated me like someone she cared about helping, rather than treating me like another number on a screen. She’s definitely an asset to Australian Credit Acceptance. Keep her around! I will be recommending you guys to my friends.” – Rebecca, NSW

We hope to hear from you in regards to Cosmetic Surgery Finance soon. Our team are always happy to help.