Used Car Loans-Aussies Best Deals on Used Car Finance!


Call ACA Car Loans today for your obligation free Used Car Loan quotation or click the banner below to apply online.


Apply for a used car loan!

Call toll free to talk to one of our experienced used car finance consultants.Calculate your used car loan repayments.

Call 1300 99 1000

Used Car Loans from ACA Car Loans - Get a better deal!

  • Flexible terms:

We can offer a greater range of repayment options to suit your particular circumstances.

  • Convenience:

Our experienced used car lending consultants do all the work for you, from taking the application to organizing settlements for the payment of your used car.

  • Greater lending limits:

Lending limits from $5,000 for any used car purchase.

  • Interest rates:

Our wide range of lenders ensures that you get a better deal. Fixed or variable rates are available.

  • Nil deposit:

We will always strive to have all applications with no deposit if required.

  • Secured or unsecured:

Depending on your circumstances, we can offer secured or unsecured finance on your next used car purchase.

  • Full range of insurance products available.

Protect your new investment with our comprehensive range of insurance products at very competitive prices.

  • Flexible contract types:

Personal lending, chattel mortgage, hire purchase, low-doc for the self employed (no proof of income required)

Deal with someone you can trust!

Deal with someone you can trust!

Australian Credit Acceptance principle, Mr Ron James has recently earned the designation of Certified Professional Finance Broker (CPFB).

What is a CPFB and what does this mean for you?

A CPFB is the Australian workplace-based professional Certification standard for entry and ongoing competence of professional practitioners in the Finance and Mortgage Broking industry.

The CPFB gives Australian consumers the ability to check the standard of education, assessment and training of a professional. The national designation also assists in protecting Australian consumers from fraudulent behavior in the industry.

Certification provides true, independent and professional recognition, enabling us to prove our continuing competence to our clients.

Don't trust your finances to just anyone, only deal with a Certified Professional Finance Broker!

Call 1300 99 1000 our qualified used car finance consultants are waiting to assist you with your enquiry.

Apply for a better deal used car loan!

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THE ACA CAR LOANS "PLAIN ENGLISH POLICY"

At ACA CAR LOANS we use a “Plain English Policy” what this means for you is that you won’t here the normal "lingo" that some of the Banks and Dealers go on with.

OPTIONS...OPTIONS...OPTIONS!

There are so many different used car finance products available from ACA CAR LOANS, how do you know which one will suit you best?

At ACA Car Loans not only do you get a FANTASTIC USED CAR FINANCE DEAL, but we also to listen to your individual circumstances to make sure we utilise our expertise to find you the BEST DEAL POSSIBLE FOR YOUR USED CAR PURCHASE!

Our consultants will present you with the available options....and make no mistake....

THIS COULD SAVE YOU THOUSANDS!!!!

How do I know I’m getting the best deal?

By applying for your used car loan with ACA CAR LOANS you automatically have access to over 30 lenders all vying for your business. The volume of business that we give to these lenders means the great deals are passed onto you.

Cheaper Used Car Interest Rates!

ACA Car Loans is able to secure the best rates available and we pass these rates directly onto you!

Flexability!

We have the flexibility to offer used car finance for those more obscure vehicles and luxury cars that some other lenders won't touch. It does'nt matter what type of new car that you are financing, YOU STILL GET A BETTER USED CAR FINANCE DEAL!!

The following is just a small example of the many letters, e-mails and faxes we receive each month from happy customers.


When i recently applied for finance to purchase a used car, I naturally went to my local Bank, what a waste of time, after 2 weeks I finally got an approval but they wanted a $3,000 deposit! I went to ACA Car Loans and was approved the day after they took my application, and guess what...no deposit required.

Mr S Bowden WEE JASPER NSW.

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I'd never had any finance before, not even a mobile phone contract. When I needed finance to buy a used car, I was told that it would be difficult for me to get a loan without a guarantor. I'd just like to thank ACA Car Loans, they had me approved within a day, and without a guarantor.

Ms C Hayden Nth Sydney NSW

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I would just like to say thanks to Cindy from ACA Car Loans for helping us with our recent used car purchase. It really was a pleasure dealing with ACA Car Loans, they listened to what we wanted to achieve and showed us the best and cheapest option. The repayment figures were lower than what we were quoted elsewhere and the insurance was also cheaper. I t was a pleasure to deal with ACA Car Loans.

H & J Pottenger

B.B's Cafe Rockhampton QLD

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I really did get a great deal from ACA Car Loans. I recently purchased a cheap used car just for a 2nd car, but when I tried to get finance, I was told the car was too old. I was approved through ACA Car Loans at an excellent interest rate and with no security over the car, that meant i didn't have to fork out for full insurance. ACA Car Loans saved me a fortune! I can't recommend them highly enough.

Mr B Salisbury NEWCASTLE NSW

For great deals on used car finance contact ACA Car Loans today!

Apply for used car finance today!

or call

1300 99 1000

Calculate your used car finance repayments.

FBAA LogoDeal with someone you can trust!

Credit Card Fees on the Rise....Again!

Credit Card fees have risen 170% in the past five years, and if you're like the majority of Aussies, you too will have felt the pinch. A consolidation loan from Australian Credit Acceptance can take some of the pain away. By consolidating some or all of existing debts into one easy to manage monthly repayment, you could save thousands! Call and talk to one of our friendly consultants today, our no obligation consolidation loan calculation takes just a few minutes and will tell you just how much money you can save. more.....

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